![\"\"](\"https:\/\/images.unsplash.com\/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1600&q=70\")
<\/p>\n
Utama \/ Kalkulator<\/p>\n
Anggarkan komitmen pinjaman bulanan anda. Panduan sahaja. Terma akhir ditetapkan oleh bank.<\/p>\n
Bayaran
\nDSR
\nBiaya Semula<\/p>\n
Loan amount (RM)100,000
\nInterest rate (% p.a.)4.5%
\nTenure (years)10<\/p>\n
Baki berkurangan
\nKadar rata<\/p>\n
Pinjaman peribadi biasanya kadar rata; rumah guna baki berkurangan.<\/p>\n
Anggaran bayaran bulanan<\/p>\n
RM 1,036<\/p>\n
PrincipalRM 100,000
\nTotal interestRM 24,320
\nTotal payableRM 124,320
\nPayments120 \u00d7 monthly<\/p>\n
Dapatkan sebut harga<\/a><\/p>\n Gross monthly income (RM)6,000 DSR = (jumlah hutang \u00f7 pendapatan). Kebanyakan bank lulus ~60\u201370%.<\/p>\n Nisbah Khidmat Hutang<\/p>\n 41.7%<\/p>\n Sihat<\/p>\n Total monthly debtRM 2,500 Semak kelayakan saya<\/a><\/p>\n Outstanding balance (RM)300,000 Anggaran penjimatan bulanan<\/p>\n RM 158<\/p>\n Current monthlyRM 1,668 Terokai pembiayaan semula<\/a><\/p>\n \nKalkulator ini memberi anggaran untuk ilustrasi sahaja dan bukan tawaran pinjaman. Kadar & kelayakan sebenar ditentukan oleh bank.<\/p>\n Angka hanya permulaan. Penasihat kanan akan menjadikan anggaran anda pelan sebenar yang sedia untuk bank. Percuma, tanpa obligasi.<\/p>\n Perundingan Kewangan Percuma<\/a> Home \/ Calculator Loan Calculator Estimate your monthly and future loan commitments for a personal, business or mortgage loan. For guidance only. Final terms are set by the bank. Repayment DSR Refinance Loan amount (RM)100,000 Interest rate (% p.a.)4.5% Tenure (years)10 Reducing balance Flat rate Personal & hire-purchase loans usually use flat rate; mortgages use […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-23","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":1,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"predecessor-version":[{"id":101,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/23\/revisions\/101"}],"wp:attachment":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nExisting monthly commitments (RM)1,500
\nNew loan monthly payment (RM)1,000<\/p>\n
\nRoom before 70% DSRRM 1,700<\/p>\n
\nCurrent rate (% p.a.)4.5%
\nNew rate (% p.a.)3.6%
\nRemaining tenure (years)25<\/p>\n
\nNew monthlyRM 1,510
\nLifetime savingsRM 47,400<\/p>\n![\"NCG](\"https:\/\/images.pexels.com\/photos\/7681091\/pexels-photo-7681091.jpeg?auto=compress&cs=tinysrgb&w=900\")
<\/p>\nSedia berbual dengan penasihat?<\/h2>\n
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