![\"SME](\"https:\/\/images.unsplash.com\/photo-1582407947304-fd86f028f716?auto=format&fit=crop&w=1600&q=70\")
<\/p>\n
Utama \/ Perkhidmatan \/ Pinjaman Perniagaan<\/p>\n
Working capital, equipment & expansion funding, no collateral required. If you’ve traded 6+ months with SSM registered 1+ year, we help you get approved even after a bank said no.<\/p>\n
Who It’s For<\/p>\n
\nBuilt for SMEs and small business owners who need flexible financing without pledging heavy collateral. Whether you’re smoothing cash flow, buying equipment or funding expansion, we match your business to the right facility and prepare a bank-ready application.<\/p>\n
![\"SME](\"https:\/\/images.unsplash.com\/photo-1582407947304-fd86f028f716?auto=format&fit=crop&w=1000&q=75\")
Dibina untuk PKS Malaysia<\/p>\n
Sama ada anda perlukan modal kerja untuk melancarkan aliran tunai atau dana untuk berkembang, kami merangka pembiayaan yang sesuai dengan cara perniagaan anda benar-benar menjana pendapatan, selalunya tanpa cagaran berat. Dengan pandangan bekas jurubank tentang cara permohonan PKS dinilai sebenarnya, kami mempersembahkan angka anda untuk peluang kelulusan terbaik.<\/p>\n
Jenis Pembiayaan<\/p>\n
Pembiayaan berjangka tersuai untuk perniagaan PKS mapan.<\/p>\n
Jumlah lebih kecil & mudah untuk perniagaan mikro bermula.<\/p>\n
Tampung gaji, stok & bayaran pembekal ketika turun-naik musim.<\/p>\n
Biayai jentera, alat atau kenderaan komersial tanpa menghabiskan tunai.<\/p>\n
Alternative peer-to-peer financing when traditional banks aren’t a fit.<\/p>\n
Kebanyakan kemudahan PKS kami tanpa cagaran, berkembang tanpa risiko aset.<\/p>\n
Kelayakan & Dokumen<\/p>\n
Pernah Ditolak?<\/p>\n
Beroperasi bawah 6 bulan atau SSM bawah setahun. Kami padankan pembiayaan mikro atau P2P yang menerima perniagaan baharu.<\/p>\n
Deposit tidak tetap merisaukan bank. Kami tunjuk cara persembahkan aliran tunai sebelum anda mohon.<\/p>\n
Pinjaman sedia ada menaikkan DSR. Kami rancang penyelesaian, selalunya penyatuan, sebelum mohon.<\/p>\n
Late payments on the director’s CCRIS\/CTOS. A free credit check tells us exactly what to fix first.<\/p>\n
Cara Ia Berfungsi<\/p>\n
1<\/p>\n
Kami semak aliran tunai, hutang & CCRIS perniagaan. Percuma.<\/p>\n
2<\/p>\n
Kami nilai kelayakan & tinjau pasaran untuk kemudahan terbaik.<\/p>\n
3<\/p>\n
Kami sediakan dokumen & berhubung dengan bank bagi pihak anda.<\/p>\n
4<\/p>\n
Kami semak terma akhir & beri bimbingan pembiayaan semula.<\/p>\n
Manfaat<\/p>\n
Pastikan operasi lancar walau musim perlahan.<\/p>\n
Akses modal sedia untuk kos tidak dijangka tanpa mengganggu pertumbuhan.<\/p>\n
Kebanyakan kemudahan PKS tanpa cagaran, tanpa risiko aset.<\/p>\n
Pembiayaan terurus membina rekod untuk kemudahan lebih besar kelak.<\/p>\n
Tempoh & struktur bayaran dipadankan dengan pendapatan perniagaan.<\/p>\n
Biayai perkembangan, peralatan baru atau pasaran baru ikut masa anda.<\/p>\n
Soalan Lazim Pinjaman Perniagaan<\/p>\n
Do I really need no collateral?+<\/p>\n
Most of our SME facilities are unsecured, so you don’t need to pledge property or fixed assets. Banks assess your business cash flow, bank-in trend and credit standing instead. We help present these in the strongest possible light.<\/p>\n
How new can my business be?+<\/p>\n
Generally we look for a minimum of 6 months in operation with a consistent bank-in trend. Younger or micro businesses may still qualify through microfinancing or P2P lending. We’ll tell you honestly what’s realistic.<\/p>\n
Can I use the funds for anything?+<\/p>\n
Working capital financing is flexible: payroll, stock, supplier payments and day-to-day costs. Equipment and vehicle financing is tied to the specific asset. During consultation we’ll match the right facility to your actual need.<\/p>\n
Does NCG lend the money directly?+<\/p>\n
Tidak. NCG ialah perunding & tidak mengeluarkan pinjaman. Semua pembiayaan disediakan oleh bank atau pengeluar berlesen. Kami menasihati, menyusun permohonan & berunding bagi pihak anda. Pinjaman itu sendiri datang daripada pemberi pinjaman.<\/p>\n
Mula Sekarang<\/p>\n
Tiada bayaran pendahuluan. Penasihat kanan menyemak perniagaan anda dan WhatsApp anda semula, selalunya dalam beberapa minit.<\/p>\n
![\"NCG](\"https:\/\/images.pexels.com\/photos\/7681091\/pexels-photo-7681091.jpeg?auto=compress&cs=tinysrgb&w=900\")
<\/p>\n
Perundingan perniagaan percuma tanpa obligasi. Penasihat kanan akan hubungi anda.<\/p>\n
Perundingan Kewangan Percuma<\/a> Home \/ Services \/ Business Loan Business Loan Made Easy Working capital, equipment & expansion funding, no collateral required. If you’ve traded 6+ months with SSM registered 1+ year, we help you get approved even after a bank said no. Who It’s For Business loan success, made easy. Built for SMEs and small business owners […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":2,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":112,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/18\/revisions\/112"}],"wp:attachment":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nWhatsApp<\/a><\/p>","protected":false},"excerpt":{"rendered":"