{"id":14,"date":"2026-07-08T07:11:21","date_gmt":"2026-07-08T07:11:21","guid":{"rendered":"https:\/\/ncgsolution.com.my\/home\/"},"modified":"2026-07-29T17:56:00","modified_gmt":"2026-07-29T09:56:00","slug":"home","status":"publish","type":"page","link":"https:\/\/ncgsolution.com.my\/ms\/","title":{"rendered":"Home"},"content":{"rendered":"

7,000+ rakyat Malaysia diluluskan sejak 2017<\/p>\n

\nDapatkan bantuan pinjaman bank anda.
\n<\/h1>\n

\nPernah ditolak? Kami pakar kes sukar. 20+ bank, tanpa yuran pendahuluan.<\/p>\n

Perundingan Kewangan Percuma <\/a>
\nWhatsApp Kami<\/a><\/p>\n

Kami tidak sekali-kali<\/strong> caj yuran pendahuluan. Sahkan perunding NCG anda. Sah staf \u2192<\/a><\/p>\n

Perkhidmatan Kami<\/p>\n

Pembiayaan untuk setiap matlamat.<\/h2>\n

Pinjaman Peribadi<\/h3>\n

Dari 3% setahun tetap<\/p>\n

Ketahui Lagi<\/a><\/p>\n

Pembiayaan tersuai & mudah, walaupun pernah ditolak.<\/p>\n

Bercagar & tanpa cagaran
Pinjaman penyatuan hutang
Kadar tetap rendah
Semakan CTOS + CCRIS percuma<\/p>\n

Paling Popular<\/p>\n

Pinjaman Perniagaan<\/h3>\n

Tanpa cagaran<\/p>\n

Semak Kelayakan<\/a><\/p>\n

Pembiayaan PKS, modal kerja & peralatan untuk perniagaan.<\/p>\n

PKS & pembiayaan mikro
Modal Kerja
Peralatan \/ kenderaan
Pilihan pinjaman P2P<\/p>\n

Pinjaman Rumah<\/h3>\n

Beli & biaya semula<\/p>\n

Ketahui Lagi<\/a><\/p>\n

Rundingkan kadar lebih baik dalam rangkaian pemberi pinjaman kami.<\/p>\n

Pinjaman perumahan
Pembiayaan semula rumah
Pembiayaan semula gadai janji
Hartanah komersial<\/p>\n

Penyatuan Hutang<\/h3>\n

Kurangkan beban bulanan<\/p>\n

Satukan Sekarang<\/a><\/p>\n

Satukan banyak hutang. Contoh RM3,433 \u2192 RM975\/bulan.<\/p>\n

Gabung semua hutang
Pembiayaan semula tunai
Bayaran lebih rendah
Tingkatkan aliran tunai<\/p>\n

Adakah Saya Layak?<\/p>\n

Kemungkinan besar, ya.<\/h2>\n

The cases other agents turn away are the ones we’re built for. If any of these sound like you, talk to us first.<\/p>\n

“I was rejected before.”<\/p>\n

A rejection is a fixable reason, not a dead end. We start with a free CTOS report to find the real cause, then apply where you’ll actually get approved.<\/p>\n

“I’m blacklisted \/ under AKPK.”<\/p>\n

Often still workable, typically if your basic salary is above RM3,000. We’ll guide you on settling the right items first, then position your application properly.<\/p>\n

“I’m not in KL.”<\/p>\n

No problem at all. Whether you’re in Sabah, Sarawak, or overseas, the whole process runs online via WhatsApp. You never need to visit a branch.<\/p>\n

Perundingan Kewangan Percuma<\/a><\/p>\n

Ketahui Sebelum Memohon<\/p>\n

Kenapa bank menolak anda, dan cara kami membetulkannya.<\/h2>\n

Memohon secara membuta tuli ialah punca utama penolakan. Kami baca profil anda dahulu.<\/p>\n

Rekod bank pendek<\/h3>\n

Kurang 6 bulan sejarah CCRIS membuatkan bank ragu. Kami beritahu bila untuk memohon.<\/p>\n

Terlalu banyak pinjaman<\/h3>\n

Banyak akaun tanpa cagaran menjejaskan skor. Kami susun semula gambaran sebelum anda memohon.<\/p>\n

Gaji tunai \/ dokumen lemah<\/h3>\n

Pendapatan tunai, EPF tidak tekal menakutkan bank. Kami tahu pemberi pinjaman yang menerima jenis pendapatan anda.<\/p>\n

Sejarah bayaran lewat<\/h3>\n

Bayaran kad, pinjaman atau bil tertunggak meninggalkan kesan. Kami bantu bersihkan & atur masa.<\/p>\n

Rekod Prestasi Kami<\/p>\n

Kami memberi hasil.<\/h2>\n

RM 938,088<\/p>\n

Jumlah pinjaman diluluskan YTD<\/p>\n

“NCG stands out for its exceptional service. Personalised advice and transparent communication make them a reliable partner. Highly recommended.”<\/p>\n

NGNg Wei Shan<\/p>\n

7,000+<\/p>\n

Rakyat dibantu keluar dari hutang<\/p>\n

“With a strong commitment to customer satisfaction, NCG proved a reliable partner for navigating the complexities of personal finance.”<\/p>\n

LKLee Kok Ming<\/p>\n

90%<\/p>\n

Kadar kelulusan bank<\/p>\n

“NCG’s expert guidance and top-notch service make them a trustworthy partner in managing your personal finances.”<\/p>\n

TYTan Yi Xuan<\/p>\n

\"NCG<\/p>\n

Kes Sebenar<\/p>\n

Orang sebenar. Kelulusan sebenar.<\/h3>\n

\"Approved<\/p>\n

Kes Sebenar<\/p>\n

Orang sebenar. Kelulusan sebenar.<\/h3>\n

\"Approved<\/p>\n

Kes Sebenar<\/p>\n

Orang sebenar. Kelulusan sebenar.<\/h3>\n

\"Approved<\/p>\n

Kelulusan pelanggan sebenar. Nama & butiran peribadi dirahsiakan.<\/p>\n

\u00d7\"Approval<\/p>\n

\"NCG<\/p>\n

Tentang NCG<\/p>\n

Lebih daripada pasukan.
The consultant you can trust.<\/h2>\n

Since 2017, NCG \u00b7 Nexora Capital Group has been a trusted bank loan consultancy, built by ex-bankers who know exactly what each bank approves. We’ve helped thousands of Malaysians navigate the process, secure approval, and get clarity at every step, so you can make confident, well-informed decisions.<\/p>\n

10+<\/p>\n

Tahun pengalaman<\/p>\n

20+<\/p>\n

Rakan bank<\/p>\n

7,000+<\/p>\n

Pelanggan dilayan<\/p>\n

Lagi Tentang NCG <\/a><\/p>\n

Pembiayaan menyeluruh<\/p>\n

Penyelesaian pembiayaan bank lengkap<\/h2>\n

Pinjaman perumahan<\/h3>\n

Kami kunci pakej gadai janji terbaik dari 20+ bank.<\/p>\n

Pembiayaan Peribadi<\/h3>\n

Pinjaman peribadi pantas untuk keperluan mendesak.<\/p>\n

Penyatuan Hutang<\/h3>\n

Gabung pelbagai hutang jadi satu bayaran lebih rendah.<\/p>\n

PKS \/ Perniagaan<\/h3>\n

Modal kerja & pembiayaan pertumbuhan, tanpa cagaran.<\/p>\n

Pembiayaan Semula<\/h3>\n

Kurangkan kadar atau keluarkan ekuiti hartanah.<\/p>\n

Bantuan Laporan Kredit<\/h3>\n

Kami baca CTOS\/CCRIS & bina pelan tingkatkan peluang.<\/p>\n

Soalan & Jawapan<\/p>\n

Semua yang anda
want to ask.<\/h2>\n

Can’t find your answer? Our advisors reply on WhatsApp within hours, no obligation.<\/p>\n

Tanya Penasihat<\/a><\/p>\n

Do you charge any upfront fees?+<\/p>\n

Never. No processing, stamp duty or legal fee upfront. We’re only paid on a successful approval. If anyone asks for an upfront fee, it isn’t us.<\/p>\n

How long does approval take?+<\/p>\n

Banyak kemudahan diluluskan dalam beberapa hari bekerja setelah dokumen lengkap.<\/p>\n

What if I’ve been rejected before?+<\/p>\n

A rejection at one bank doesn’t mean rejection everywhere. As ex-bankers we know which of our 20+ partners best fits your situation, and how to present your application well.<\/p>\n

Is my information kept private?+<\/p>\n

Yes. Your data is handled under Malaysia’s PDPA and shared only with the banks you authorise us to approach. Never sold, never spammed.<\/p>\n

Do you lend money directly?+<\/p>\n

Tidak. NCG ialah perunding kewangan. Kami menyusun pembiayaan melalui bank berlesen. Kelulusan akhir ditentukan bank.<\/p>\n

Perkongsian Ilmu<\/p>\n

Belajar sebelum meminjam.<\/h2>\n

Lawati YouTube kami <\/a><\/p>\n

\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts
\n\"NCGShorts<\/p>\n

Mula Sekarang<\/p>\n

Semak pinjaman anda dalam 60 saat.<\/h2>\n

Tiada bayaran pendahuluan. Sah dan berlesen, bukan along. Penasihat kanan menyemak kes anda dan WhatsApp anda semula, selalunya dalam beberapa minit.<\/p>\n

\"NCG<\/p>\n

Penasihat sebenar menjawab.
Bukan pusat panggilan.<\/h2>\n

Perundingan percuma tanpa obligasi. Beritahu kami situasi anda & penasihat kanan membalas dalam beberapa jam, selalunya minit di WhatsApp.<\/p>\n

Perundingan Kewangan Percuma<\/a>
\nWhatsApp<\/a><\/p>","protected":false},"excerpt":{"rendered":"

7,000+ Malaysians approved since 2017 Secure approval for your bank loan. Rejected before? We specialise in tough cases. 20+ banks, zero upfront fees. Free Financial Consultation WhatsApp Us We never charge upfront fees. Always verify your NCG consultant. Verify staff \u2192 Our Services Financing for every goal. Personal Loans From 3% p.a. fixed Learn More […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-14","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":24,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/14\/revisions"}],"predecessor-version":[{"id":130,"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/pages\/14\/revisions\/130"}],"wp:attachment":[{"href":"https:\/\/ncgsolution.com.my\/ms\/wp-json\/wp\/v2\/media?parent=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}